A new ERISA case was recently resolved by Phil Tatlow of Bollwerk & Tatlow. In M.S. v. Prudential Insurance Company of America and Anheuser Busch, Inc., Phil Tatlow represented a female security guard in her claim of disability due to becoming permanently and totally disabled under the definition of disability contained in her group insurance policy. This claim involved an ERISA group life insurance policy that provided benefits of total benefits of $100,000 if she was unable to work in her past employment and any other work that she was trained to perform. M.S. worked at Anheuser Busch as a security guard after previously serving as a Municipal Police Officer. After Prudential Insurance Company denied her, Phil handled the administrative appeals process provided for by the Employee Retirement Income Security Act (ERISA). He successfully argued that her carpal tunnel syndrome, her degenerative conditions to her knees, hips and back all combined together to render her ineffective to shoot a gun, chase suspects, and patrol the campus at Anheuser Busch. Because of her age in her late 50's and prior experience only being in law enforcement, Phil convinced Prudential Insurance Company that his client was unsuited for any work outside of law enforcement and security work. Prior to Phil filing a lawsuit, Anheuser Busch and Prudential agreed to pay their entire policy limits of $100,000 to M.S.