www.bollwerktatlow.com St. Louis accident attorney Phil Tatlow discusses the pitfalls of handling your Missouri ERISA appeal without counsel.  Whether it be an appeal of the denial of long term or short term disability benefits, life insurance or accidental death insurance benefits, waiting too long to hire an attorney can destroy your chances of success in a court of law. Contact Bollwerk & Tatlow today to discuss your Missouri ERISA disability claim.