Phone: 314-315-8111

Legal Frequently Asked Questions (FAQs): Get Your Injury, Accident, And Insurance Questions Answered By Attorneys Who Know The Law

You are not alone: rest assured that hundreds of others in Missouri and Illinois have also struggled with your injury, accident, disability, or insurance claim. In fact, most of those people have had the same questions that you are asking now. Read the FAQs below to find the answers to your most pressing legal questions – and if you don't see your question below, call us today and talk to a St. Louis attorney face to face at a free, confidential meeting.
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  • Should I hire a St. Louis personal injury attorney to handle my Missouri accident case involving a large commercial truck?

    You should hire a St. Louis personal injury attorney to handle your Missouri accident case involving a large commercial truck. This type of case is much different than your average motor vehicle accident.

    Cases involving large commercial trucks are much more complicated. Not only are there traffic and state laws to understand, but there are also federal regulations placed on the trucking industry that could affect your claim significantly.

    In some cases this could mean that not only is the truck driver liable for your injuries, but the trucking company that employs them also could be. When there is more than one party potentially responsible for an accident, this will complicate the case.

    You can also count on the fact that a claim against the truck driver and/or company will be handled in a much more aggressive manner. This means that the other side will have strong legal representation, working to diminish your claim significantly or deny it outright. Trying to fight a trucking company on your own is not a good idea.

    There is also the issue with injuries, which are often much more severe with a large commercial truck than a passenger vehicle. You want to ensure that you are fairly compensated and receive exactly what you deserve.
    The best way to do this, however, is with the help of a St. Louis personal injury attorney who handles accident claims involving trucks.

    Don't delay in seeking immediate help for your Missouri accident claim when you have been seriously injured in a truck accident. You want to process your case as soon as possible.

    Contacting a St. Louis Personal Injury Attorney

    If have been injured it's important that you seek legal guidance from a St. Louis personal injury attorney who understands the intricacies of these very complex cases. The Missouri personal injury attorney team at Bollwerk & Tatlow, LLC fights for Missouri residents. Contact us today - 1-314-315-8111.

  • What is an out-of-court settlement in relation to my Missouri personal injury claim?

    An out-of-court settlement is an agreement that's reached without having to go through court proceedings. It's typically the best way to come to an agreement concerning your Missouri personal injury claim. If you have the help of an Arnold, MO personal injury attorney, you can leave the negotiations to a lawyer.

    Going to court, where a judge or jury has to make a decision on your case, is very time-consuming, expensive and complicated.
    It can sometimes take months or even years before a settlement is reached. Therefore, the best way to reach an agreement may be out of court.

    The settlement in your Missouri personal injury claim is the amount that both parties agree to. In order to ensure that what you're offered isn't only fair but full, you should enlist the help of an Arnold, MO personal injury attorney. The attorney will be the one involved in negotiating an amount with the other party's attorney.

    One of the benefits of settling your Missouri personal injury claim out of court is that because of the faster turnaround time, you can begin paying your medical bills much quicker.
    But, of course, it may not be in your best interest to go this route.

    While you can save time, money and hassle by not going to court, there are negatives to settling out of court. For instance, you're more likely to receive a higher amount of compensation when your case is heard by a judge or jury. 

    This means you could potentially forfeit your right to recover damages that cover future medical expenses or lost income. You may not receive enough to offset additional costs such as this.

    Contacting an Arnold, MO Personal Injury Attorney

    If have been injured it's important that you seek legal guidance from an attorney who understands the intricacies of these very complex cases. The Missouri personal injury attorney team at Bollwerk & Tatlow, LLC fights for Missouri residents. Contact us today - 1-314-315-8111.

  • Why is it important to hire an attorney before my final administrative appeal is finished in an ERISA long term disability case?

    It is important to hire an attorney while you still have appeals rights available at the administrative level.  This is because you are still able to submit additional evidence to support your disability at the administrative level. Once you have exhausted all of your appeals rights at the administrative level, your next step is to bring an ERISA claim in court.  And the courts generally do not allow you to bring in any additional supporting evidence of your disability, as the court's job is merely to review the actions of the insurance company or plan administrator at the administrative level to determine whether they abused their discretion in denying you benefits.   You could be prevented from bringing in very important information concerning your disability if you did not bring it into evidence at the administrative level. 

  • When is a truck company also liable for my injuries following a truck accident in Kirkwood, Missouri?

    If you were injured in a truck accident in Kirkwood, Missouri, you may have a case of liability against the trucking company. To understand the options that are available, you would benefit in seeking legal counsel from a Kirkwood personal injury lawyer.

    There are a few differences between a car and truck accident. For one, injuries are often much more catastrophic when a big rig is involved. Another difference relates to liability. In a car accident, the other driver is typically the only liable party; in a truck accident, the employer also may be.

    To determine if you have a case against the trucking company, you will first need to establish that they employed the driver, or otherwise directed him or her. However, even then it doesn't automatically mean the company can be found liable.

    Federal laws regulate trucking companies in order to prevent serious accidents on the road. For instance, there are laws pertaining to the number of hours a driver can operate the truck. A violation may be one cause to hold the employer responsible.

    In order to prove that the trucking company was liable for your truck accident in Kirkwood, Missouri, you will need to provide evidence that demonstrates a violation of some type.

    If the truck driver ran a red light, and that was the sole cause of the accident, you would not be able to hold the trucking company responsible. However, if the truck driver ran a red light because he was tired and didn't see it as a result of working more than the maximum number of hours allowed, then both the driver and the trucking company could potentially be held liable.

    These types of cases can be very challenging, which is why you will want to seek help from a Kirkwood personal injury lawyer.

    Contacting a
    Kirkwood Personal Injury Lawyer

    If you have been injured it's important that you seek legal guidance from a Kirkwood personal injury lawyer who understands the intricacies of these very complex cases. The Kirkwood personal injury lawyer team at Bollwerk & Tatlow, LLC fights for Missouri residents. Contact us today - 1-314-315-8111.

  • What kind of Missouri personal injury lawyer should I hire to handle my defective product claim?

    If you are pursuing a defective product claim, you will want to select your Missouri personal injury lawyer carefully. It is always best to hire a lawyer who has experience and expertise in handling defective product claims. These types of claims require special knowledge and skill.

    Of course, the best way to obtain a lawyer is through a recommendation.
    When other clients have utilized the services of a lawyer, they can tell you exactly what you are getting. However, because product liability claims are not common, you may not personally know anyone who has hired this type of lawyer.

    You can also contact your state bar association. They can help guide you in locating the right kind of legal representation.
    When you do find the right type of legal help, you will want to know a few important things.

    The first is how many cases pertaining to product liability the attorney has handled.
    If the attorney deals predominately with personal injury cases and has only taken on a couple of product liability cases, you may not be getting the best there is.

    How much experience a lawyer has had is another important factor. You want to feel secure in trusting this lawyer with your case.

    You will also want to find out how long he or she has been practicing, how many cases the attorney won or lost, how many were settled out of court and how many have gone to trial. All of these factors can be important in determining whether you are choosing the right lawyer.

    A list of references is another way to see what others think about their work. Don't take the process of pursuing a defective product claim lightly. You will want to hire the right Missouri personal injury lawyer for your case.

    Contacting a
    Missouri Personal Injury Lawyer

    If you have been injured it's important that you seek legal guidance from a Missouri personal injury lawyer who understands the intricacies of these very complex cases. The Missouri personal injury lawyer team at Bollwerk & Tatlow, LLC fights for Missouri residents. Contact us today - 1-314-315-8111.

  • What type of compensation is available in a Missouri dangerous product claim?

    Compensation for both your physical and emotional injuries can be available to you and your family if you were harmed or killed by a dangerous product. If you are seeking financial recovery through a Missouri dangerous product claim, you should speak with a St. Louis personal injury lawyer who handles these types of cases.

    The manufacturers and distributors of consumer products have a duty to their consumers to provide safe products free of defects and hazards. When companies fail to hold their goods to a standard of safety and quality, serious or fatal injury can occur.

    Types of Compensation Available in Missouri Dangerous Product Claim

    Depending on the circumstances surrounding your incident and the severity of your injuries, you could be entitled to compensation that addresses not only your physical injuries but your emotional injuries as well: 

    • current and future medical expenses;
    • current and future lost wages;
    • permanent disability;
    • earning potential (if it is determined you are not able to work);
    • pain and suffering;
    • mental anguish;
    • disfigurement;
    • reduced quality of life; and
    • burial/funeral expenses (as a result of a loss of life). 

    You could be entitled to other types of compensation, dependent upon other factors

    Trying to obtain compensation on your own when it comes to a dangerous product can be a challenge, if not impossible. However with a St. Louis personal injury lawyer working on your behalf, you stand a better chance at receiving compensation that is fair and full.

    Since you may be facing a time limit in which you can pursue your claim, it is best to speak with a lawyer as soon as possible.
    This can also help in preserving your evidence and protecting your Missouri dangerous product claim.

    Contacting a
    St. Louis Personal Injury Lawyer

    If have been injured it's important that you seek legal guidance from a St. Louis personal injury lawyer who understands the intricacies of these very complex cases. The lawyer team at Bollwerk & Tatlow, LLC fights for Missouri residents. Contact us today - 314-315-8111.

  • What damages can I pursue through my Missouri personal injury claim?

    The damages you may be able to collect in a Missouri personal injury claim can include present and future physical, emotional and financial losses stemming from your Missouri accident. You should have a Missouri personal injury lawyer evaluate your case and determine the legitimacy and worth of your claim.

    Damages Available Through a Missouri Personal Injury Claim

    Keep in mind that present and future physical, emotional and financial costs will be taken into account, but some may be factored out based on the severity of your injuries and other damages, including the following:
     

    • medical costs;
    • surgical operations;
    • medications;
    • therapy;
    • pain and suffering;
    • disability;
    • loss of life satisfaction;
    • lost income;
    • lost of future earnings (if left disabled from work); and
    • any other impairment or health issues that you have or that are expected to develop (depression, anxiety, sleep disorders, etc.). 

    After you have presented your case to your lawyer and have sound evidence that your injuries and damages were the cause of someone else's negligence, the final estimate of your Missouri personal injury claim will depend on your percentage of fault. Determining fault can be a difficult task, and most likely, your defendant will try his or her hardest to put as much blame on you for the accident to reduce the settlement he or she owes to you.

    It will be in your best interest to speak with a Missouri personal injury lawyer in order to have a good chance at maximizing your Missouri personal injury claim. An experienced lawyer has worked with numerous cases similar to your own and will help you pursue a fair and full settlement.

    Contact a Missouri Personal Injury Lawyer

    When an injury has a profound impact on your life, you may choose to seek compensation through a Missouri personal injury claim. With a Missouri personal injury lawyer on your side, you can feel confident knowing your case is in good hands, while you focus on your recovery and getting your life back on track. To get started with determining is you have a viable case, contact the Missouri personal injury team at Bollwerk & Tatlow, LLC - 1-314-315-8111.

  • What should I know about how the insurance industry handles accident cases in order to handle my Missouri personal injury claim on my own?

    Insurance adjusters use several tactics, such as friendliness and manipulation, in hopes that you will crack and reveal too much information that will devalue your Missouri personal injury claim. An attorney can help you avoid this, but it's best to contact a St. Charles personal injury lawyer who has dealt with claims like yours before and knows how to handle conversations with insurance companies.

    What to Do When Dealing with Insurance Companies

    After you've been in a serious accident, there are a few things to keep in mind while speaking with your defendant's insurance company or even your own insurance company.
     

    • Jot down significant information such as names and contact information.
    • Don't accept approval for the insurance company to obtain your medical records.
    • Don't over-express the details of your accident and/or injuries.
    • Don't accept a settlement offer before speaking with a St. Charles personal injury lawyer.
    • Don't give in to the insurance adjuster's kindness. 

    Insurance adjusters are hired to look out for the insurance company's best interests. They're trained to manipulate you into providing more information about your accident and injuries so they can twist it around and use it against you. Your insurance company doesn't want to hand you money, so they look for ways to devalue your Missouri personal injury claim.

    If you're seriously injured after an accident, you can't afford the chance of settling for an offer that's way below what you need and deserve. Your best bet is to speak with a St. Charles personal injury lawyer who has dealt with insurance companies before and knows how to fight for your legal rights in a Missouri personal injury claim.

    Contact a St. Charles Personal Injury Lawyer

    When an injury has a profound impact on your life, you may choose to seek compensation through a Missouri personal injury claim. With a lawyer on your side, you can feel confident knowing your case is in good hands, while you focus on your recovery and getting your life back on track. To get started with determining is you have a viable case, contact the Missouri personal injury team at Bollwerk & Tatlow, LLC - 1-314-315-8111.

  • What do I do if I have an accident, and the other driver who was responsible for the accident does not have insurance?

    In Missouri, contact your own insurance carrier and tell them that you were involved in an accident with an uninsured motorist, and they will open a claim under your own insurance for uninsured motorist coverage.  If you have Missouri automobile insurance, then you have uninsured motorist coverage.  This type of coverage compensates you for your injuries when the other party is uninsured.  Please keep in mind that uninsured motorist coverage typically only covers bodily injury damages, and not property or vehicle damage.  If you have collision coverage, then that coverage will pay for your auto damage.  If you do not have collision coverage but rather, have liabilty only coverage, you may not be fully compensated for your property damage.  If you need help with a missouri automobile accident and the other driver is an uninsured motorist, call us at Bollwerk & Tatlow.  314-315-8111. 

  • What can I do to help my Missouri personal injury claim?

    You can help your Missouri personal injury claim in a number of ways. The best way you can help is by consulting with a St. Louis personal injury attorney, who can evaluate your case carefully to determine if you have a valid claim that is worth pursuing.

    One way you can help your Missouri personal injury claim is by keeping thorough, accurate details of your accident and aftermath.
    This includes a copy of your accident report, pictures of the accident scene, your vehicle and your injuries.

    You will also want contact information of the other driver, any witnesses to the accident, the insurance company, treating doctor and others who may be involved in your case.

    In addition, you should keep all receipts, insurance statements and bills. This will help in determining the amount of compensation you may be eligible to receive.
    You also want to keep track of which bills health insurance pays.

    Finally, keep a pain journal or a list of the symptoms you are experiencing. If you are given any medication or undergo any type of medical procedure or treatment, you should also list it. 

    With so much information necessary to build a solid case, you don't want to rely on memory. It is best to keep a file with all of this information so that you are prepared.

    Filing a Missouri personal injury claim can be time-consuming and complicated, but you can also make the process easier by having the right information on hand. Of course, the best way to help your claim is by securing the legal counsel of a St. Louis personal injury attorney.  

    Contacting a
    St. Louis Personal Injury Attorney

    If have been injured it's important that you seek legal guidance from a personal injury attorney who understands the intricacies of Missouri personal injury claims. The St. Louis personal injury attorney team at Bollwerk & Tatlow, LLC fights for Missouri residents. Contact us today - 1-314-315-8111.