Phone: 314-315-8111

Legal Frequently Asked Questions (FAQs): Get Your Injury, Accident, And Insurance Questions Answered By Attorneys Who Know The Law

You are not alone: rest assured that hundreds of others in Missouri and Illinois have also struggled with your injury, accident, disability, or insurance claim. In fact, most of those people have had the same questions that you are asking now. Read the FAQs below to find the answers to your most pressing legal questions – and if you don't see your question below, call us today and talk to a St. Louis attorney face to face at a free, confidential meeting.
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  • Can I settle my Missouri personal injury case on my own without having to hire a St. Louis injury lawyer?

    You may or may not be able to settle a Missouri personal injury case on your own without having to hire a St. Louis injury lawyer. This will depend on a few factors, with the most important being the severity of your injuries.

    If you have suffered minor injuries in an accident, then you can likely handle it on your own. However, when injuries are significant and will lead to costly medical bills, then you shouldn't try to settle on your own.

    This is especially true if your case ends up going to court. You will definitely need the help of a lawyer who handles personal injury cases and has knowledge of state laws.

    A lawyer can help in a number of ways. First, a lawyer can help establish liability in your accident. If the other party was negligent, you will want to ensure that you have enough evidence to prove it. This is where a lawyer can help.

    Second, a lawyer can assist you with the complicated paperwork involved in filing a Missouri personal injury claim. There may be time limitations as well, which a lawyer will know.

    A lawyer can help you reach a settlement that is fair and adequately covers not only your current medical expenses and lost wages, but also future medical treatment and any potential future lost wages.

    A St. Louis injury lawyer can determine if you are entitled to additional compensation that addresses pain and suffering, disability, emotional distress or other damages suffered.

    Contacting a St. Louis Injury Lawyer

    If have been injured it's important that you seek legal guidance from a lawyer who understands the intricacies of these very complex cases. The Missouri personal injury attorney team at Bollwerk & Tatlow, LLC fights for Missouri residents. Contact us today - 1-314-315-8111.

  • Should I hire a St. Louis personal injury attorney to handle my Missouri accident case involving a large commercial truck?

    You should hire a St. Louis personal injury attorney to handle your Missouri accident case involving a large commercial truck. This type of case is much different than your average motor vehicle accident.

    Cases involving large commercial trucks are much more complicated. Not only are there traffic and state laws to understand, but there are also federal regulations placed on the trucking industry that could affect your claim significantly.

    In some cases this could mean that not only is the truck driver liable for your injuries, but the trucking company that employs them also could be. When there is more than one party potentially responsible for an accident, this will complicate the case.

    You can also count on the fact that a claim against the truck driver and/or company will be handled in a much more aggressive manner. This means that the other side will have strong legal representation, working to diminish your claim significantly or deny it outright. Trying to fight a trucking company on your own is not a good idea.

    There is also the issue with injuries, which are often much more severe with a large commercial truck than a passenger vehicle. You want to ensure that you are fairly compensated and receive exactly what you deserve.
    The best way to do this, however, is with the help of a St. Louis personal injury attorney who handles accident claims involving trucks.

    Don't delay in seeking immediate help for your Missouri accident claim when you have been seriously injured in a truck accident. You want to process your case as soon as possible.

    Contacting a St. Louis Personal Injury Attorney

    If have been injured it's important that you seek legal guidance from a St. Louis personal injury attorney who understands the intricacies of these very complex cases. The Missouri personal injury attorney team at Bollwerk & Tatlow, LLC fights for Missouri residents. Contact us today - 1-314-315-8111.

  • What is an out-of-court settlement in relation to my Missouri personal injury claim?

    An out-of-court settlement is an agreement that's reached without having to go through court proceedings. It's typically the best way to come to an agreement concerning your Missouri personal injury claim. If you have the help of an Arnold, MO personal injury attorney, you can leave the negotiations to a lawyer.

    Going to court, where a judge or jury has to make a decision on your case, is very time-consuming, expensive and complicated.
    It can sometimes take months or even years before a settlement is reached. Therefore, the best way to reach an agreement may be out of court.

    The settlement in your Missouri personal injury claim is the amount that both parties agree to. In order to ensure that what you're offered isn't only fair but full, you should enlist the help of an Arnold, MO personal injury attorney. The attorney will be the one involved in negotiating an amount with the other party's attorney.

    One of the benefits of settling your Missouri personal injury claim out of court is that because of the faster turnaround time, you can begin paying your medical bills much quicker.
    But, of course, it may not be in your best interest to go this route.

    While you can save time, money and hassle by not going to court, there are negatives to settling out of court. For instance, you're more likely to receive a higher amount of compensation when your case is heard by a judge or jury. 

    This means you could potentially forfeit your right to recover damages that cover future medical expenses or lost income. You may not receive enough to offset additional costs such as this.

    Contacting an Arnold, MO Personal Injury Attorney

    If have been injured it's important that you seek legal guidance from an attorney who understands the intricacies of these very complex cases. The Missouri personal injury attorney team at Bollwerk & Tatlow, LLC fights for Missouri residents. Contact us today - 1-314-315-8111.

  • What kind of Missouri personal injury lawyer should I hire to handle my defective product claim?

    If you are pursuing a defective product claim, you will want to select your Missouri personal injury lawyer carefully. It is always best to hire a lawyer who has experience and expertise in handling defective product claims. These types of claims require special knowledge and skill.

    Of course, the best way to obtain a lawyer is through a recommendation.
    When other clients have utilized the services of a lawyer, they can tell you exactly what you are getting. However, because product liability claims are not common, you may not personally know anyone who has hired this type of lawyer.

    You can also contact your state bar association. They can help guide you in locating the right kind of legal representation.
    When you do find the right type of legal help, you will want to know a few important things.

    The first is how many cases pertaining to product liability the attorney has handled.
    If the attorney deals predominately with personal injury cases and has only taken on a couple of product liability cases, you may not be getting the best there is.

    How much experience a lawyer has had is another important factor. You want to feel secure in trusting this lawyer with your case.

    You will also want to find out how long he or she has been practicing, how many cases the attorney won or lost, how many were settled out of court and how many have gone to trial. All of these factors can be important in determining whether you are choosing the right lawyer.

    A list of references is another way to see what others think about their work. Don't take the process of pursuing a defective product claim lightly. You will want to hire the right Missouri personal injury lawyer for your case.

    Contacting a
    Missouri Personal Injury Lawyer

    If you have been injured it's important that you seek legal guidance from a Missouri personal injury lawyer who understands the intricacies of these very complex cases. The Missouri personal injury lawyer team at Bollwerk & Tatlow, LLC fights for Missouri residents. Contact us today - 1-314-315-8111.

  • What type of compensation is available in a Missouri dangerous product claim?

    Compensation for both your physical and emotional injuries can be available to you and your family if you were harmed or killed by a dangerous product. If you are seeking financial recovery through a Missouri dangerous product claim, you should speak with a St. Louis personal injury lawyer who handles these types of cases.

    The manufacturers and distributors of consumer products have a duty to their consumers to provide safe products free of defects and hazards. When companies fail to hold their goods to a standard of safety and quality, serious or fatal injury can occur.

    Types of Compensation Available in Missouri Dangerous Product Claim

    Depending on the circumstances surrounding your incident and the severity of your injuries, you could be entitled to compensation that addresses not only your physical injuries but your emotional injuries as well: 

    • current and future medical expenses;
    • current and future lost wages;
    • permanent disability;
    • earning potential (if it is determined you are not able to work);
    • pain and suffering;
    • mental anguish;
    • disfigurement;
    • reduced quality of life; and
    • burial/funeral expenses (as a result of a loss of life). 

    You could be entitled to other types of compensation, dependent upon other factors

    Trying to obtain compensation on your own when it comes to a dangerous product can be a challenge, if not impossible. However with a St. Louis personal injury lawyer working on your behalf, you stand a better chance at receiving compensation that is fair and full.

    Since you may be facing a time limit in which you can pursue your claim, it is best to speak with a lawyer as soon as possible.
    This can also help in preserving your evidence and protecting your Missouri dangerous product claim.

    Contacting a
    St. Louis Personal Injury Lawyer

    If have been injured it's important that you seek legal guidance from a St. Louis personal injury lawyer who understands the intricacies of these very complex cases. The lawyer team at Bollwerk & Tatlow, LLC fights for Missouri residents. Contact us today - 314-315-8111.

  • What damages can I pursue through my Missouri personal injury claim?

    The damages you may be able to collect in a Missouri personal injury claim can include present and future physical, emotional and financial losses stemming from your Missouri accident. You should have a Missouri personal injury lawyer evaluate your case and determine the legitimacy and worth of your claim.

    Damages Available Through a Missouri Personal Injury Claim

    Keep in mind that present and future physical, emotional and financial costs will be taken into account, but some may be factored out based on the severity of your injuries and other damages, including the following:
     

    • medical costs;
    • surgical operations;
    • medications;
    • therapy;
    • pain and suffering;
    • disability;
    • loss of life satisfaction;
    • lost income;
    • lost of future earnings (if left disabled from work); and
    • any other impairment or health issues that you have or that are expected to develop (depression, anxiety, sleep disorders, etc.). 

    After you have presented your case to your lawyer and have sound evidence that your injuries and damages were the cause of someone else's negligence, the final estimate of your Missouri personal injury claim will depend on your percentage of fault. Determining fault can be a difficult task, and most likely, your defendant will try his or her hardest to put as much blame on you for the accident to reduce the settlement he or she owes to you.

    It will be in your best interest to speak with a Missouri personal injury lawyer in order to have a good chance at maximizing your Missouri personal injury claim. An experienced lawyer has worked with numerous cases similar to your own and will help you pursue a fair and full settlement.

    Contact a Missouri Personal Injury Lawyer

    When an injury has a profound impact on your life, you may choose to seek compensation through a Missouri personal injury claim. With a Missouri personal injury lawyer on your side, you can feel confident knowing your case is in good hands, while you focus on your recovery and getting your life back on track. To get started with determining is you have a viable case, contact the Missouri personal injury team at Bollwerk & Tatlow, LLC - 1-314-315-8111.

  • What should I know about how the insurance industry handles accident cases in order to handle my Missouri personal injury claim on my own?

    Insurance adjusters use several tactics, such as friendliness and manipulation, in hopes that you will crack and reveal too much information that will devalue your Missouri personal injury claim. An attorney can help you avoid this, but it's best to contact a St. Charles personal injury lawyer who has dealt with claims like yours before and knows how to handle conversations with insurance companies.

    What to Do When Dealing with Insurance Companies

    After you've been in a serious accident, there are a few things to keep in mind while speaking with your defendant's insurance company or even your own insurance company.
     

    • Jot down significant information such as names and contact information.
    • Don't accept approval for the insurance company to obtain your medical records.
    • Don't over-express the details of your accident and/or injuries.
    • Don't accept a settlement offer before speaking with a St. Charles personal injury lawyer.
    • Don't give in to the insurance adjuster's kindness. 

    Insurance adjusters are hired to look out for the insurance company's best interests. They're trained to manipulate you into providing more information about your accident and injuries so they can twist it around and use it against you. Your insurance company doesn't want to hand you money, so they look for ways to devalue your Missouri personal injury claim.

    If you're seriously injured after an accident, you can't afford the chance of settling for an offer that's way below what you need and deserve. Your best bet is to speak with a St. Charles personal injury lawyer who has dealt with insurance companies before and knows how to fight for your legal rights in a Missouri personal injury claim.

    Contact a St. Charles Personal Injury Lawyer

    When an injury has a profound impact on your life, you may choose to seek compensation through a Missouri personal injury claim. With a lawyer on your side, you can feel confident knowing your case is in good hands, while you focus on your recovery and getting your life back on track. To get started with determining is you have a viable case, contact the Missouri personal injury team at Bollwerk & Tatlow, LLC - 1-314-315-8111.

  • What can I do to help my Missouri personal injury claim?

    You can help your Missouri personal injury claim in a number of ways. The best way you can help is by consulting with a St. Louis personal injury attorney, who can evaluate your case carefully to determine if you have a valid claim that is worth pursuing.

    One way you can help your Missouri personal injury claim is by keeping thorough, accurate details of your accident and aftermath.
    This includes a copy of your accident report, pictures of the accident scene, your vehicle and your injuries.

    You will also want contact information of the other driver, any witnesses to the accident, the insurance company, treating doctor and others who may be involved in your case.

    In addition, you should keep all receipts, insurance statements and bills. This will help in determining the amount of compensation you may be eligible to receive.
    You also want to keep track of which bills health insurance pays.

    Finally, keep a pain journal or a list of the symptoms you are experiencing. If you are given any medication or undergo any type of medical procedure or treatment, you should also list it. 

    With so much information necessary to build a solid case, you don't want to rely on memory. It is best to keep a file with all of this information so that you are prepared.

    Filing a Missouri personal injury claim can be time-consuming and complicated, but you can also make the process easier by having the right information on hand. Of course, the best way to help your claim is by securing the legal counsel of a St. Louis personal injury attorney.  

    Contacting a
    St. Louis Personal Injury Attorney

    If have been injured it's important that you seek legal guidance from a personal injury attorney who understands the intricacies of Missouri personal injury claims. The St. Louis personal injury attorney team at Bollwerk & Tatlow, LLC fights for Missouri residents. Contact us today - 1-314-315-8111.

  • How long do I have to file a Missouri personal injury claim after an accident in St. Charles?

    After you have been injured in an accident in St. Charles, or any event that was caused by the negligence of another person or party, you will have 5 years to file a Missouri personal injury claim to seek damages for the expenses, lost wages, and pain and suffering you endured as a result of the accident. 

    The statute of limitations for wrongful death, on the other hand, is 3 years, and 2 years for medical malpractice. 

    There is an exception to these parameters called the discovery rule. In the event that the injury or damage from the negligent act is not discovered at the time the act is committed, then the statute of limitations begins at the time that it was discovered.

    The discovery rule applies, for instance, in cases where the injury that caused a wrongful death might not have been readily apparent. In most cases, the statute of limitations begins to run once the injury occurs; however, if the injury is not discovered until a year after it happens, then the statutory period begins the day it is realized.

    If you or someone you love has been injured in a car accident in St. Charles, contact a St. Charles personal injury lawyer who can explain how the statute of limitations, the discovery rule, and other laws apply to the circumstances of your injury. You may only have a limited window of opportunity to begin the lengthy Missouri personal injury claim process, so don't let your accident injury claim wait.

    Contact a St. Charles Personal Injury Lawyer

    When an accident in St. Charles has a profound impact on your life, you may choose to seek compensation through a Missouri personal injury claim. With a lawyer on your side, you can feel confident knowing your case is in good hands, while you focus on your recovery and getting your life back on track. To get started with determining if you have a viable case, contact the Missouri personal injury team at Bollwerk & Tatlow, LLC - 314-315-8111.

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