Understanding ERISA Law and Your Disability Benefits

Most employers offer disability insurance as part of their benefits package to their employees. The Employee Retirement Income Security Act of 1974, commonly referred to as ERISA, helps provide regulations and protection to pension plans and benefits provided to American workers.

These laws help maintain fair practices in regards to the disability insurance provided by your employer. They stipulate the information that your insurer must make available to you and when, as well as how your pension plan is handled financially by the fiduciaries.

Most importantly, the ERISA regulations give you the right to file a lawsuit to obtain the benefits you are entitled to. This can be extremely important in instances of disability where you are denied benefits. Unfortunately, this means filing a lawsuit in federal court which can be a frustrating and time-consuming process.

You will want to obtain the guidance and services of an experienced St. Louis ERISA lawyer to help you fight for your rights to disability benefits. There are two main sections of the ERISA law that your lawyer will look at - one that addresses denial of benefits and the other that addresses a breach of fiduciary duty. These sections may help your claim for disability benefits if there were violations of the ERISA law.

Understanding ERISA laws and how they benefit Missouri workers is important for your future well being. If you are ever in question about your disability benefits under your employer's plan you can request your benefits information and have it reviewed by a St. Louis ERISA lawyer to determine your options. 

Contacting a St. Louis ERISA Lawyer to Protect Your Rights

If your ERISA-controlled disability benefits, life insurance or accidental death benefits have been unfairly denied it's important that you seek legal guidance from a St. Louis ERISA attorney who understands the intricacies of these very complex cases. The Missouri ERISA attorney team at Bollwerk & Tatlow, LLC fights for Missouri workers. Contact us today - 314-315-8111.