Many injured employees tell us that their employers are always complaining about their workers' compensation insurance premiums being too high, and as a result, some employees are reluctant to make workers' compensation claims in fear of causing their employer's rates to go up. But in actuality, the Missouri Department of Insurance has actually recommended a DECREASE in Missouri employers' workers' compensation premiums in 2015. John Huff, the Director of Insurance, credits the decrease to lower medical costs associated with claims, fewer large injury claims, and less time lost from work after injuries. The state's insurance department recommends a decrease of approximately 4.4%, while the National Council on Compensation Insurance recommends a cost decrease of 3.7%. If the insurance industry follows these recommendations, your employer may actually see a significant decrease in its premiums next year.
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