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What You Should Know About Long-Term Disability Insurance in Missouri (Part B)

Overview of Long-Term Disability Insurance in Missouri

If you are unable to work, you might qualify for short-term disability benefits. However, if your injury or illness lasts longer than 3 months, you may then qualify for benefits under your long-term disability insurance plan. To discuss your options, you should meet with a Kirkwood insurance attorney.

In most cases you can expect about 50% to 60% of your income to be paid. This will depend on the specifics of your policy.
All workers should have a good understanding of their insurance coverage.

Benefits from your long-term disability insurance in Missouri are typically paid out for 2 to 5 years, depending on the circumstances surrounding your injury or illness. However, in some cases, you may be entitled to benefits until you reach the age of 65. 

How a Kirkwood Insurance Attorney Can Help

Although you might be entitled to long-term disability benefits, you should know that the goal is to get you back to work as soon as possible. You may or may not be ready. If there is a question as to the return or if your benefits have been denied, then a Kirkwood insurance attorney can help.

Even workers who are entitled to benefits can run into problems
. The insurer wants to pay out as little as possible. They may even try to deny your claim. If you are having trouble getting the long-term disability benefits that you believe you are entitled to, then an attorney can work with you to determine what your rights are.

Navigating the insurance world can sometimes be tricky. You may wonder how to process your claim in such a way that you don't have to face a delay in receiving benefits you may be eligible for. Getting counsel from an attorney who handles these types of cases can improve your chance at a favorable outcome.

Contacting a
Kirkwood Insurance Attorney

If you have been injured it's important that you seek legal guidance from a Kirkwood insurance attorney who understands the intricacies of these very complex cases. The Kirkwood insurance attorney team at Bollwerk & Tatlow, LLC fights for Missouri residents. Contact us today - 1-314-315-8111.

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