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What Is Workers Compensation?

Workers’ compensation, also known as workers’ comp, is a form of insurance that must be legally provided by employers to employees in the case of an on-the-job or work-related accident, injury, disability, condition, or illness. Under the law, most employers must provide workers’ comp benefits (in the form of fixed monetary payments) to injured workers regardless of fault and, in exchange, workers are not able to sue their company for the accident or ask for punitive damages.  In addition, if a worker is killed on the job, workers’ compensation should be provided to that worker’s dependents.

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