St. Louis Workers: When you need to Request Information about Your Employee Benefits

There are many reasons a Missouri worker would need to request information regarding their employer-controlled benefits plan. They may be planning for their future retirement needs, or making sure they are covered in the event of a catastrophic event such as disability, sudden illness, or death.

No matter the reason for your desire to review your benefits plan, you have the right to access these documents under the Employee Retirement Income Security Act (ERISA). Your rights under ERISA law make sure you are informed annually of certain details of your benefits and pension. It also gives you the right to request a summary of your benefits and an overview of your plan details at any time.

One of the common reasons you may need to request information regarding your benefits plan is when you are reviewing your future coverage to make sure you are protected in the event of an unexpected event. Disability from an accident or unexpected medical conditions that cause you to be unable to work may be a worry that you want to allay by making sure you have adequate disability benefits. It's equally important to have adequate coverage for life insurance and accidental death benefits.

These are just a few of the reasons you may need to request your benefits plan information. Two other reasons are when you suspect misconduct in the funding and management of your benefits plan, or you have been denied the benefits you are entitled to. In these cases, your St. Louis ERISA lawyer will request the appropriate information to help provide evidence of the misconduct.

ERISA law states that you have the right to request information about your benefits plan, as you are one of the main entities paying into the plan. There should never be any type of information withheld from you that is protected by ERISA law. 

Contacting a St. Louis ERISA Lawyer to Protect Your Rights

If your ERISA-controlled disability benefits, life insurance or accidental death benefits have been unfairly denied it's important that you seek legal guidance from a St. Louis ERISA lawyer who understands the intricacies of these very complex cases. The Missouri ERISA attorney team at Bollwerk & Tatlow, LLC fights for Missouri workers. Contact us today - 314-315-8111.